Employee
Benefits.
Fully Insured
Fixed Premiums
Fully Insured w/HRA or HSA
Fixed Premiums with a Self-Funded Deductible
Level Funded
Self-Funded with Fixed Premiums
Captive
Self-Funded with a Captive Stop Loss
Self Funded
Self-Funded using a major carrier network or TPA
Reference Based Pricing
No Network Medicare Plus Pricing
Boutique Service, National Experience.
Insurance Agency Network Member
- 100% Independent
- $6.5B Written Premium
- Top 10 Largest in US
- 300+ Carrier Partnerships
United Benefit Advisors Member
- 100% Independent
- 9th Largest Benefit Group
- Covering 20k+ Health Plans
Why We Are Different
Accessibility Constraint
Bureaucratic
Focus on 1000 + Life Group
Large Corporate Overhead
Margin Obsessed
Multiple Profit Centers
Short Term Project Focus
Why We Are Different
Self-Funding Knowledge
Industry Expertise
Clout with Carriers
National Benefits Agency Collaboration (UBA)
Access to Markets
Investment in Technology
Cost Control Strategies / Resources
Data Analytics
Client Focused
Complex Problem Solver
High Client Retention
Industry Leadership
Long Term Outlook
Fiercely Independent
Accessibility
Local Presence
Local Market Experience
Single Profit Center
Community Involvement
Work Ethic
Entrepreneurial Partnership
Streamlined Decision Making
Limited Access to Markets
Not Full Service
Limited Brokerage Capabilities
Limited Industry Expertise
Limited Leverage
Independent and Local with
Huge Capabilities.
Contact Lovell Insurance GroupInterested in Employee Benefits.
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