Lovell Discussion



Fully Insured

Fixed Premiums

Fully Insured w/HRA or HSA

Fixed Premiums with a Self-Funded Deductible
Level and Balance

Level Funded

Self-Funded with Fixed Premiums
Self Funding Heart


Self-Funded with a Captive Stop Loss
Self Money Growth

Self Funded

Self-Funded using a major carrier network or TPA

Reference Based Pricing

No Network Medicare Plus Pricing

Boutique Service, National Experience.

Our memberships with ISU & UBA provide our firm resources & market access on par with the biggest agencies in the world.

ISU Logo

Insurance Agency Network Member

  • 100% Independent
  • $6.5B Written Premium
  • Top 10 Largest in US
  • 300+ Carrier Partnerships
Visit ISU for more information
UBA Logo

United Benefit Advisors Member

  • 100% Independent
  • 9th Largest Benefit Group
  • Covering 20k+ Health Plans
Visit UBA for more information
Why We Are Different
Accessibility Constraint
Focus on 1000 + Life Group
Large Corporate Overhead
Margin Obsessed
Multiple Profit Centers
Short Term Project Focus
Why We Are Different
Self-Funding Knowledge
Industry Expertise
Clout with Carriers
National Benefits Agency Collaboration (UBA)
Access to Markets
Investment in Technology
Cost Control Strategies / Resources
Data Analytics
Client Focused
Complex Problem Solver
High Client Retention
Industry Leadership
Long Term Outlook
Fiercely Independent
Local Presence
Local Market Experience
Single Profit Center
Community Involvement
Work Ethic
Entrepreneurial Partnership
Streamlined Decision Making
Limited Access to Markets
Not Full Service
Limited Brokerage Capabilities
Limited Industry Expertise
Limited Leverage
National Broker
Local Broker

Independent and Local with
Huge Capabilities.

We roll our sleeves up and get to work. We're ready!

Contact Lovell Insurance Group

Interested in Employee Benefits.

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